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Kick-Start Small Engine Maintenance in 3 Steps
( NewsUSA ) – Temperatures are rising, and people are venturing outdoors. Items like lawn mowers, motorcycles and other small engine machines are being dusted off and taken out of storage in anticipation of the warmer weather. While you may be eager to rev up their motors, before you turn the key, it’s important to verify they are in proper working order.While warm weather usually puts people in a positive mood, a recent survey conducted by the makers of STA-BIL products, found one thing that Americans dread this time of year — getting their small engine equipment out of storage and ready for use. In fact, they would rather take down old holiday decorations or just pay someone as much as $100 to take care of the whole dirty job."Using a lawn mower that sputters out every five minutes or a jet ski that takes half an hour to start is a hassle," says Tom Bingham, marketing director at Gold Eagle. "In fact, nearly 75 percent of the survey respondents admitted to having iss...
It Pays to Prep Your Tires for Winter Roads
( NewsUSA ) – Driving safely in the winter can be a challenge, even for the most experienced driver. In fact, an alarming three in five winter drivers (61 percent) have lost control of their car during winter weather, according to a new winter driving survey by Michelin.It comes as no surprise, then, that three quarters of respondents reported feeling nervous on winter roads (77 percent), with 64 percent of drivers saying they avoid winter driving altogether if the forecast predicts snow.But you don’t have to avoid getting in your car in the winter. With a little preparation – starting from the ground up (literally) – you can travel safely even when the weather is less than ideal."Tires are one of the least-discussed safety devices on your vehicle, so many consumers aren’t aware of just how much they contribute to keeping you safe on the road," says Ron Margadonna, Michelin winter tire expert.Michelin urges all drivers to use the proper tires for their seasonal climate. Most...
Un Intestino Sano Comienza al Momento del Nacimiento
( NewsUSA ) -Los adultos pueden estar familiarizados con los alimentos probióticos y los efectos positivos que tienen para mantener el equilibrio de bacterias buenas en el intestino, pero es posible que no comprendan que la salud intestinal y sus beneficios para la salud a largo plazo comienzan desde el momento del nacimiento. De hecho, los científicos ven los primeros dos o tres años de vida como un momento de desarrollo crítico para la salud intestinal de los bebés que establece las bases para beneficios que pueden durar toda la vida. “Mantener un equilibrio de bacterias buenas en el microbioma es un factor importante para influir en los sistemas inmunológicos y nerviosos para que estén saludables, lo cual conduce a una salud intestinal integral”, dijo Whitney Casares, Doctorado en Medicina, Magister en Salud Pública, Miembro de la Academia Estadounidense de Pediatría, y creadora de Modern Mommy Doc. “Para ayudar a sus bebés en las etapas cruciales del comienzo de la vida, los padre...
COVID-19 Elevating Concerns About Food Safety and Security
( NewsUSA ) – The latest fallout from the coronavirus pandemic? Food safety and security now rank among consumers’ top global concerns. According to a new study from the Mars Global Food Safety Center , 73 percent of the adults surveyed last month in the United States, China and the United Kingdom said they believe COVID-19 will wind up adversely impacting the viability — and, yes, safety — of the global food supply chain many of us have come to expect. And almost as many (71 percent) think people’s access to food will consequently be negatively affected around the world. Doubt it? "New food safety threats, like those posed by COVID-19, are constantly emerging through a combination of factors including global warming, increased globalization of trade, and changes in agriculture practices and food production," said David Crean, chief science officer at Mars , which strives to generate new scientific and technological insights to raise the bar on food safety. View the full-siz...
Fitness Has a New Focus During Medicare Open Enrollment Time
( NewsUSA ) – Regular exercise is an important part of healthy aging. That’s why many Medicare plans offer affordable exercise programs among their benefits. Today, in the wake of the COVID-19 pandemic, a flexible fitness option is more essential than ever in helping seniors stay fit, strong, and healthy.To help seniors meet their exercise needs, the Silver&Fit® program from American Specialty Health Fitness, Inc. (ASH Fitness) is available through participating Medicare Advantage and Medicare Supplement plans open for enrollment to Medicare beneficiaries now."The closing of gyms for seniors who were used to an exercise routine can have a significant impact on health," says Jaynie Bjornaraa, PhD, MPH, PT, and AVP of Digital Fitness Solutions with Silver&Fit. "Older adults who stop exercising can become deconditioned in as little as two weeks."The Silver&Fit program offers a variety of exercise and fitness options, including online or digital options, to...
Why Getting a Flu Shot Makes Sense
( NewsUSA ) – COVID-19 may be grabbing most of the headlines, but flu season has arrived as well, and unlike the novel coronavirus, there are safe and effective vaccines to reduce the risk of flu."Getting the flu vaccine is especially important this year, because of COVID-19," according to the American Heart Association."If you get the flu, you may need to be hospitalized, in this time of COVID, in an already overwhelmed healthcare system. Get your flu shot, avoid getting the flu, and stay out of the hospital." says Eduardo Sanchez, M.D., MPH, FAAFP, AHA chief medical officer for prevention.CDC recommends annual flu vaccinations for nearly all persons 6 months of age and older. However, some populations are at increased risk of the flu, and it is especially important for these groups to get vaccinated:- Seniors, adults aged 65 years and older may be more vulnerable to the flu and potential complications.- Individuals with underlying chronic health conditions such a...
Lifetime to Air 30 New Christmas Movies This Holiday Season
( NewsUSA ) – The holidays will look a little different this year in the wake of the ongoing COVID-19 pandemic, but fortunately some things will remain the same, namely Lifetime’s upcoming slate of holiday movies.Now more than ever, viewers are seeking comfort, joy, humor, and escape, and Lifetime delivers with the 2020 It’s a Wonderful Lifetime movie lineup.The event kicks off on October 23 and continues through December 25. The network’s largest-ever holiday event features 30 all-new movies and more than 1,200 hours of holiday programming to provide some much-needed cheer this year.Lifetime continues its commitment to inclusive storytelling this holiday season with a series of networks firsts, including its first LGBTQ holiday romance, "The Christmas Setup," starring real life spouses Ben Lewis and Blake Lee; its first movie centered on a Chinese-American family, "A Sugar & Spice Holiday," with Jacky Lai and Tony Giroux"; its first movie featuring a lead...
High School Success Stories: Helping All Students Thrive
By Carrie Goux For NewsUSA( NewsUSA ) – At a time when it’s hard to find moments of everyday joy during the school year, a leading nonprofit organization has given high schools reason to celebrate. The third annual GreatSchools College Success Award recognizes schools that provide a strong foundation for their students to build pathways after graduation. This is the only national award that uses education data to identify schools that prepare their students not only to enroll in college, but return for a second year and succeed in college-level coursework.This year GreatSchools presented the 2020 award to 2,158 schools in the 29 states that connect postsecondary data to high school information. The College Success Awards also offer a glimpse into the best practices woven into the fabric of these schools, from ensuring rigorous academics are widely available to providing 1:1 college counseling for every student.As the pandemic continues to threaten the financial stability of the nation...
Treating Tummy Trouble at Home in Stressful Times
( NewsUSA ) – Life in stressful times, such as during a pandemic, looks a little different for us all – and it may be affecting your health in unexpected ways.Americans are busy adopting new routines to stay healthy and help prevent the spread of COVID-19, but the stress of navigating daily life during a pandemic remains. We’re spending more time at home, leading more sedentary lifestyles, and indulging in more comfort food than usual, which can have some painful consequences – namely, heartburn.Also known as acid reflux, heartburn can be a miserable experience: the burning sensation in your chest or throat starts during a stressful event or after finishing a meal and can last for hours afterwards. Other symptoms may include a hot, sour, or acidic fluid feeling in the back of your throat, as well as a lingering cough, sore throat, or hoarse voice.Occasional heartburn is extremely common, with more than one in four adults experiencing heartburn symptoms at least once a week. But some p...
Santa Goes Virtual with Zoom Visits
( NewsUSA ) – Santa Claus is coming to town — via Zoom.In-person visits with Santa Claus at shopping malls, or Santa breakfasts hosted by community groups, are likely to be casualties of the ongoing Covid19 pandemic in many parts of the United States.Fortunately, Santa has gone virtual. The website VisitWithSantaClaus.com brings the magic of Christmas directly to families in their homes.VisitWithSantaClaus.com offers parents an opportunity to schedule an online virtual visit with Santa for their children. Kids can have the thrill of seeing Santa safely and conveniently."Your holiday visit has never been easier," according to the company website.During the visit, Santa will meet a child or children from his Zoom studio at the North Pole. Children can talk to Santa, tell him what they would like for Christmas, sing their favorite Christmas songs, and even enjoy a reading of the classic poem, "A Visit from St. Nicholas," also known as "Twas the Night Before Chris...
Herbal Elderberry Supplements Support Sleep and Immunity
( NewsUSA ) – A healthy immune system has always been important, but even more so today in the wake of the COVID-19 pandemic. Seeking products enhanced with naturally occuring antioxidants is an easy way to promote good health.Elderberries have a long history of use as an herbal way to support good health because of their high level of flavonoids. Elderberries, notably the Sambucus elderberry, are featured in a new line of products from Nature’s Way, a leading provider of health and dietary supplements since 1969.The Nature’s Way product line uses only select cultivars of black elderberries, including the Haschberg cultivar, which contain high levels of naturally-occurring anthocyanins. Anthocyanins are plant pigments that have supporting optimal immune system function."While many other elderberry manufacturers use juice powders or concentrates, our elderberry is an extract that’s standardized to a precise percentage of flavonoids with every gram of the Sambucus’ elderberry extra...
BookBites: Human Drama, Suspense, and a Guide to Finding the Right Guy
( NewsUSA ) "A Nest for Lalita" by Ken Langer Meena Kaul is director of Behera House, a safe haven in India for women who have survived domestic violence. When Behera House loses funding to expand, the right-wing Hindu Democratic Party (HDP), seeking to win women’s votes before an election, provides a multimillion-dollar grant.Meena’s worst fears come true: The HDP wins the election and chips away at a hundred years of progress on women’s rights. Meanwhile, "green architect" Simon Bliss, commissioned to design the new facility, falls for the alluring Meena. Attempting to loosen the HDP’s grip on Meena, Simon takes on reactionary politicians, shady priests, and crooked businessmen, coming face to face with disturbing truths about his past. Purchase at https://amzn.to/34cNpCr . "He Said What?!" by Katie Beringer At last, a "tough love" book that gives empowered females the tools to quickly screen out the wrong guys…and pave the way for the right g...
Outsmarting Squirrels at The Birdfeeder, The Natural Way
( NewsUSA ) – Covid-19 caused us all to spend much more time at home, reconnecting with a welcomed resurgence of simple pleasures and fundamental pursuits, which were nearly lost in our frenzied day-to-day lives, prior to the pandemic.Board games, puzzles and baking bread became the new norm and an interest in bird watching suddenly soared. Being homebound brought us outside and opened our eyes to a whole world of fascinating, beautiful birds. Sales of bird feed, feeders, nesting boxes and bird houses spiked as interest in backyard birds soared.In addition to new birders, more than 52 million Americans already feed the birds-and watch them. Studies show that more than 80 percent of people feed birds to bring nature and its beauty to their own backyard.The good news is birds don’t know we’re in the midst of a global pandemic, they’re doing what they’ve always done; building nests, migrating, laying eggs and searching food sources- the primary difference is more of us are watching them....
Diverse Financial Planners Expand Financial Empowerment, Access
( NewsUSA ) – Research repeatedly shows that a diverse workforce is good for business. Employees’ varied backgrounds and perspectives help companies propel innovation, attract new customers, and drive higher profits. But workforce diversity also has an important impact on a business’ customers. The financial planning profession provides one example. The demographic makeup of the United States is changing, with Hispanic, Black and Asian populations continuing to grow. Despite persisting wealth gaps that affect many minority communities, median earnings and purchasing power among these populations are also growing. Although these groups are accumulating wealth, they are less likely than white families to work with a financial planner. About 28% of Black households and 17% of Hispanic households use a financial planner to help them reach their financial goals, compared to 31% of white households. According to the RAND Corporation, Hispanics and Blacks are also less confident in their abi...
BookBites: A Peek Into Four Diverse Worlds
( NewsUSA ) "Snatch 2&20" by Luke E. Fellows Would you sell your soul to a sociopathic hedge-fund titan for tens of millions in dirty cash? What about your sexy wife? What if it meant cozying up to a neurotic and lecherous tech entrepreneur while risking your freedom, and maybe even your life?Snatch 2&20 is a satirical memoir parodying the author’s past life as a hedge-fund manager. It should not only be of interest to the fans of the hit TV shows Billions and Silicon Valley, and books such as "The Wolf of Wall Street" and "Liar’s Poker," but to anyone who wants an insider’s take on the rotten core of our delusional plutocracy in this second Gilded Age. Purchase at https://amzn.to/2EQdOuX . "Busville" by Gary Midkiff "A slice of life story that feels so real and relatable." This novel provides a wonderful, feel-good look into a profession most of us never think about: school bus drivers. The author tackles big-picture issues (u...
Vets, Here’s How to Maximize Your 2021 Health Benefits From Home
( NewsUSA ) – Veterans eligible for Medicare can maximize healthcare coverage in 2021 by choosing a Medicare Advantage plan that can complement Veterans Affairs (VA) benefits. When you start researching plan options between now and the December 7 Medicare Advantage and Prescription Drug Plan Annual Enrollment deadline, be sure to use the variety of resources available, including credible websites, virtual education events and one-on-one virtual meetings with licensed sales agents. Here are two key factors to keep in mind during your search:* Medicare Advantage and VA benefits: A Medicare Advantage plan may compliment your existing VA benefits and help reduce gaps in your healthcare coverage. Enrolling in a Medicare Advantage plan may provide access to additional services and benefits, like urgent care and dental coverage which may not be covered by VA health care. For example, Humana Honor Medicare Advantage plans are available to anyone eligible for Medicare, may complement VA benefi...
It’s Time for A New Political Movement
By Marc VictorFor NewsUSA( NewsUSA ) – Are you wondering why the world is in so much chaos? Does it feel like we are on the brink of a civil war? Are you wondering why we can’t get along? Are you frustrated with the endless bickering between Republicans and Democrats? Corona virus isn’t to blame. The problem isn’t our failure to elect the right person. Look in the mirror. We are to blame.We are the cause of our own problems. Fortunately, we are also the solution. We can bring about a much more free, peaceful, and virtuous world where people live in harmony and celebrate differences. I’m not pushing any religious views on you. People of faith and people of no faith can peacefully coexist just fine. So can all reasonable people; regardless of skin color, sexual orientation, or even economic status. We don’t need to have an endless struggle with each other. It needs to end immediately.I’m suggesting one critically important principle to you: Live and Let Live. Can you get on board with t...
A Move-Up Homebuyer Turns Moxie into Money
NewsUSA ) – Jocelyn Vasquez is a determined Hispanic woman who knows exactly want she wants: To build financial wealth through homeownership.Three years ago, the L.A.-based mortgage professional was on the cusp of making her dream of buying a home – before she turned 30 — a reality. She was single, 28 years old and wasn’t going to let a little thing like not having a 20 percent down payment stand in her way.Her parents, like many people, felt she should hold off until she could save for a larger down payment. But Jocelyn had other ideas."I did my homework and knew using mortgage insurance (MI) would allow me to make as low as a 3 percent down payment," she explains. "I bought my townhouse for $278,000 and put down $13,900. It would have taken me almost eight years to save $55,600 for a 20 percent down payment! As it was, my 5 percent down payment used up most of my savings." Fast forward a few years and her decision paid off. Due to low interest rates and increased...
Por Qué Tiene Sentido Aplicarse la Vacuna Antigripal
( NewsUSA ) – – Es posible que el COVID-19 sea el centro de atención de la mayoría de los titulares, pero la temporada de gripe (o "flu") también ha llegado y distinto al coronavirus, existen vacunas seguras y eficaces para reducir el riesgo de engriparse."Aplicarse la vacuna antigripal (o contra el "flu") es de mayor importancia este año, debido al COVID-19", según la American Heart Association."Si se engripa, es posible que tendra que ser hospitalizado en estos tiempos de COVID-19, en un sistema de salud que ya está saturado. Vacúnese contra la gripe, evite engriparse y manténgase fuera del hospital", dice Eduardo Sanchez, M.D., MPH, FAAFP, director médico de prevención de la American Heart Association.Las Centros para el Control y la Prevención de Enfermedades (CDC por sus siglas en inglés) recomiendan la vacuna antigripal para prácticamente todas las personas de 6 de meses de edad en adelante. No obstante, algunas poblaciones corren mayor ri...
Three Lessons From the Past to Help You Understand the 2020 Election
( NewsUSA ) – Think this election season has been the craziest of all time? Think again. American elections have long been highlighted by drama, scandal and intrigue — and the surprising twists and turns of presidential campaigns have a habit of repeating themselves.Several aspects of the 2020 election cycle have undoubtedly been unique, with a global pandemic, protests for racial justice and extremist groups threatening violence. But from the civil rights movement to the Great Recession, Americans have previously headed to the polls through war, economic downturn and social instability. As the dust settles after this election, it’s worth looking back to the past for a bit of historical context."In this crazy year, the best way to figure out what will happen to the country after everything settles down again is to understand our history," says Carlos Watson , Emmy-winning journalist, entrepreneur, political commentator, CEO of OZY and host of The Campaigns That Made History,...
A Win-Win to Connect the Public with Diverse Financial Advisors
( NewsUSA ) – The demographics of wealth in the United States are shifting — with women controlling a larger portion of household finances and minority communities continually building wealth — but the makeup of today’s financial- planning workforce does not reflect this change.Less than one quarter of the more than 87,000 CERTIFIED FINANCIAL PLANNERTM professionals are women, only 6 percent are Black and just 7 percent are Hispanic. The gap between the current state of the financial-planning profession and what is needed in this shifting landscape presents career opportunities for aspiring CFP® professionals, particularly female and minority CFP® candidates.One program designed to help fill the gap is the CFP Board Center for Financial Planning’s candidate referral program, which recently marked its first anniversary. The program focuses on directly connecting current and aspiring financial advisors who are women or people of color with financial advisory firms. Advisors from these d...
BookBites: Psycho Thrillers, Moral Dilemmas, Dangers of Automation
( NewsUSA ) – "Burden of Proof" by Davis Bunn Three weeks after his twenty-third birthday, Ethan missed the chance to save his brother’s life when he was murdered on the courthouse steps in Jacksonville, FL. Ever since, Ethan has sensed a deep disconnect between the man he should have been and the one he has become.But when his brother’s widow appears, asking for his help in uncovering what was really behind his brother’s death, Ethan is stunned to hear that she and her late husband were involved in a much larger case than he knew — one that threatens the global power structure. As Ethan joins the search for answers, he will enter into his own past — and discover a means of redeeming his future. Purchase at https://amzn.to/3jqfoCR . "The Dangers of Automation in Airliners" by Jack Hersch Automation in aviation can be a lifesaver, guiding a plane through stormy weather to a safe landing. Or it can be a murderer, crashing an aircraft and killing all on board in the m...
Three Things Every Contact Lens Wearer Should Know
( NewsUSA ) – An estimated 50 million people in North America wear contact lenses, precisely correcting their vision while offering ultimate flexibility to be physically active and look their best. Healthy eyes require good contact lens wear-and-care habits — yet sometimes adults and teens struggle to remember. "People who love their contacts often have the best intentions to follow instructions from eye- care professionals. With so much else happening in their lives, it is possible to forget at times. That’s human nature," says Dr. Rick Weisbarth, an optometrist and chairperson of the Washington, D.C.-based Contact Lens Institute. These behaviors are consistent with recently-conducted YouGov research among 705 adults in the United States. It reveals that while about three in four people will read a new product’s instructions, problems arise if they are too difficult to understand, misplaced or users find themselves in a hurry. In another eye-opening finding, 58 percent of r...
Novel Cell Therapy May Improve Heart Failure Symptoms
( NewsUSA ) – The COVID-19 pandemic has left many people with serious medical conditions, such as heart failure, feeling fearful about coming into the hospital for treatment. A recent study showed a 40 percent drop in patients seeking medical care for serious heart attacks over the last few months. If left unaddressed, the condition may turn into heart failure, which may limit treatment options even further. Doctors are urging patients not to delay treatment.The good news is that clinical trials for heart disease are underway, studying cutting-edge treatments for heart failure that may be a good option for these patients.One such treatment being studied uses a patient’s own cells to promote healing of the heart after a heart attack that has progressed to heart failure. The CardiAMP cell therapy is designed for patients suffering from heart failure who feel tired and breathless despite taking regular medications, and who have had to limit their everyday activities as a result.Previousl...
BookBites: True Crime, Historical Fact and Fiction, Learning Tips for Parents
( NewsUSA ) – "No Angels" by Steve Jackson Fourteen-year-old Brandy DuVall waits for a ride home at a bus stop, wearing a bright-red Chicago Bulls jersey bearing the number of Michael Jordan. The shirt attracts five young gang members in a circling car. Why would Brandy get in the car? Was it voluntary? Was she abducted? The consequence was an unimaginable nightmare.The crime, the betrayals and deals, and the subsequent murder trials and death penalty hearings, tore apart families. Now, 20 years after he first wrote about this true crime, Steve Jackson returns with a gripping narrative delving into the circumstances that would forever change the fate of Brandy, two previously inseparable brothers, and the mothers on opposite sides of the courtroom. Purchase at wbp.bz/noangels . "The Distance Learning Playbook for Parents" by Rosalind Wiseman, Douglas Fisher, Nancy Frey and John Hattie Parent involvement has always been a vital part of any child’s education, but the...
Give A Box of “Chocolates” To Your Dog This Holiday
( NewsUSA ) – The holidays are quickly approaching and lots of people gift their loved ones boxes of gourmet chocolates. However, can dogs eat chocolate? Of course they can’t! So, how do we include our cherished furry family members in this loving tradition? What does a box of “chocolates” look like for a dog? Or more importantly, what does it smell like? In the case of Barkaron gourmet dog treats, the “special sauce” ingredient is not chocolate (toxic to dogs) but camel cheese, a superfood with the perfect balance of gamey pungency and health benefits , creating a safe, and delicious indulgence for your furry family member this holiday season. Especially during the ongoing Covid-19 pandemic, dogs are even more integrated into family life. Dogs have become essential, not only as companions, but as workout partners, entertainers of the kids, reasons to get outside, and nonjudgmental listeners for venting frustration. With friends and family at a distance this holiday season, many of us...
Money Management for Kids Pays Off in Adulthood
( NewsUSA ) – As we enter a new year, it’s not too late to give your children a gift. Consider a gift that lasts a lifetime — financial literacy.The benefits of understanding finances at a young age will contribute to children’s economic success at all stages of life, so it is never too early to start teaching them about smart money management."By providing our children with firsthand experience in earning, saving, and spending money, they are more likely to develop a savvy sensibility and the framework necessary to manage their personal finances as adults," says Marguerita Cheng, CFP®, a certified financial planner professional and mom of three.The CFP Board, a nonprofit organization dedicated to supporting professional standards in personal financial planning, offers four important tips to help you teach kids about money:- Make money management a family affair. Get the whole family involved in financial planning. Talk to your kids about how they think money should be spent...
Financial Planning Organization Promotes Diversity at Annual Summit
( NewsUSA ) – The financial planning profession is among many fields that recognize the value of increased diversity and inclusion in its ranks. The CFP Board Center for Financial Planning, a nonprofit organization dedicated to supporting professional standards in personal financial planning, is offering its annual Diversity Summit on November 18-20, 2020, held this year in a virtual format. The goal of the Diversity Summit is to explore “actionable solutions to advance diversity in financial planning,” according to the website. This year’s theme of Sustainability reflects the importance of long-term diversity and inclusion programs in financial planning education and in the workplace. “The Diversity Summit and Career Fair comes at a critical time in our history as we drive change, awareness, access and results in our profession,” said CFP Board CEO Kevin R. Keller, CAE. “CFP Board is strongly committed to expanding and sustaining diversity in the financial planning profession and tho...
Certain Medicare Plans Could Offer Members Food Assistance Benefits
( NewsUSA ) – The COVID-19 pandemic has brought a long list of unprecedented challenges, including the way it has caused food insecurity to rise. Food insecurity is defined as the lack of access to enough nutritionally adequate foods to live an active and healthy life. Fortunately, there are some benefits that can help qualifying members of Medicare Advantage Dual Eligible Special Needs Plans (D-SNP) address this issue. In fact, a benefit including a monthly food card allowance can assist people in purchasing food and beverages at a variety of well-known, national stores.During this Medicare Annual Election Period, which runs from October 15 through December 7, individuals who qualify for both Medicare and Medicaid, also known as dual-eligible individuals, should consider enrolling in a D-SNP. If you are eligible for Medicare — meaning you’re age 65 or older or are living with a disability — and meet the requirements to have Medicaid, be sure to look into a D-SNP as some plans may inc...
4 Important Things to Know About Fiduciary Financial Planners
( NewsUSA ) – When it comes to managing your money, your financial needs must come first. You want to be confident that any financial advice you receive presents the best options for you, considering your goals, risk tolerance, and unique circumstances. If you are working with a financial planner, how do you make sure they have your best interest in mind? By focusing on this important word: fiduciary. A fiduciary is someone who advises another person and always puts that person’s best interest ahead of his or her own. If, for example, a financial planner is evaluating two investment options for a client — a more expensive, high-commission product and a lower cost, no-commission fund — they would be required to recommend the less expensive fund, assuming the two options are otherwise equal. Not all financial advisors are required to act in their clients’ best interests, but CERTIFIED FINANCIAL PLANNERTM professionals are. In fact, acting as a fiduciary — at all times — when providing f...